by: Georgia HartinPublished on: 19/01/2026Most property development is built around a single outcome: the sale. If it works, it works well. If it doesn't, there is no fallback. But there is another model. Build to income development creates properties designed to generate recurring rental revenue from the day tenants move in, not from a one-off transaction months or years down the track. This article breaks down the two approaches side by side, explains why co-living amplifies the build to income model through higher income density and diversified tenancy, and explores what this distinction means for anyone contributing capital to property development.
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