LEND INTO INSTITUTIONAL-GRADE
Rooming House Developments
EARN 20% p.a. FIXED RETURNS
For private lenders and capital partners who want above-market, asset-backed returns from Victoria's fastest-growing housing sector, without managing a single tenant, builder, or council approval.
You provide the capital. We deliver completed, income-producing rooming houses using the same project management discipline behind $350M+ in institutional construction. Your return is fixed. Your term is defined. Your involvement is zero.
See if you qualify to participate in our next Rooming House development.
$350M+
PROJECTS DELIVERED
30+
YEARS OF DELIVERY
5
SECTORS
20%
TARGET RETURNS
THE INCOME ACCELERATOR MODEL
Here's Exactly How It Works, and What You Get
The Income Accelerator is a private lending model. You deploy capital into a specific, identified rooming house development project. EME handles every stage of delivery, from site acquisition and planning approvals through to construction completion. Your capital is secured against the property via an agreed legal instrument. You receive a fixed return of 20% p.a., paid at the end of a defined 12 or 18-month term.
YOUR RETURN
20% p.a. fixed
agreed upfront, paid on a defined schedule. No performance fees, no variable distributions, no surprises.
YOUR TERM
12 or 18 Months
not locked in a fund for 5–7 years. You know exactly when your capital comes back. Defined from day one.
YOUR EFFORT
Zero
EME handles feasibility, approvals, construction, and completion. Less than two hours per month reviewing structured updates.
THE INCOME ACCELERATOR MODEL
Here's Exactly How It Works, and What You Get
The Income Accelerator is a private lending model. You deploy capital into a specific, identified rooming house development project. EME handles every stage of delivery, from site acquisition and planning approvals through to construction completion. Your capital is secured against the property via an agreed legal instrument. You receive a fixed return of 20% p.a., paid at the end of a defined 12 or 18-month term.
YOUR RETURN
20% p.a. fixed
agreed upfront, paid on a defined schedule. No performance fees, no variable distributions, no surprises.
YOUR TERM
12 or 18 Months
not locked in a fund for 5–7 years. You know exactly when your capital comes back. Defined from day one.
YOUR EFFORT
Zero
EME handles feasibility, approvals, construction, and completion. Less than two hours per month reviewing structured updates.
WHY THIS ASSET CLASS. WHY VICTORIA. WHY NOW.
Rooming Houses Are the Most Undersupplied Housing Asset Class in Victoria. We're Building Them
Most private lenders choose between residential, commercial, or fund-based property exposure, all of which are mature, competitive, and increasingly compressed on returns. Rooming houses sit in a different category entirely. Structural demand is surging, supply is negligible, and the regulatory environment is tightening in favour of quality operators. For capital partners who want exposure to an emerging, asset-backed sector with genuine upside, this is the window.
Victoria is experiencing a structural housing shortage that is not slowing down. For capital partners who want to be part of the solution while building real, recurring income, this is the opportunity.
1 in 4
OF ALL VICTORIANS LIVE ALONE
Single-person households have grown 20% in five years. Demand for quality single-occupancy housing is surging statewide.1
0.05%
REGISTERED AS ROOMING HOUSES
Only 0.05% of all Victorian properties are classified as rooming houses. The gap between demand and supply is enormous.2
10,000+
RENTALS LOST IN TWELVE MONTHS
Over 10,000 rental properties disappeared from the Victorian market last year as landlords walked away.3
74%
OF ALL HOMES HAVE 3+ BEDROOMS
Yet only 5% of dwellings have one bedroom. Victoria is building the wrong homes for the people who need them.1
6x
INCOME vs TRADITIONAL RENTALS
A co-living home generates over $185,000 per year in Melbourne. A traditional rental on the same street delivers $30,000.4.5
9
INCOME STREAMS UNDER ONE ROOF
Nine tenancies under one roof means nine separate income streams. If one tenant leaves, you collect from the other eight.4
The numbers tell the story. Victoria has a housing crisis. Rooming houses are part of the solution. And for private lenders, they represent a rare opportunity to earn above-market returns while backing real, tangible assets that address genuine demand.
This Is For A Specific Type of Capital Partner. That Might Be You.
THIS IS FOR YOU IF
You have $250K+ in available capital and want it earning above-market returns inside a defined timeframe
You're a private lender, SMSF holder, or family office seeking asset-backed exposure to Victorian rooming house developments
You want to be part of the growth of Australia's co-living property sector without managing the development yourself
You value institutional-grade governance, reporting, and project delivery, not hype, not speculation
You make decisions based on data, structure, and track record, and you expect the same from your delivery partner
THIS IS NOT FOR YOU IF
You're chasing speculative, short-term property plays with no defined exit
You want operational control over the build; this model is fully managed by EME
You're shopping on price and will trade certainty for a cheaper deal
You're still in research mode and not ready to deploy capital in the next 90 days
You want promises without process, we lead with governance, not guarantees
This Is For A Specific Type of Capital Partner. That Might Be You.
THIS IS FOR YOU IF
You have $250K+ in available capital and want it earning above-market returns inside a defined timeframe
You're a private lender, SMSF holder, or family office seeking asset-backed exposure to Victorian rooming house developments
You want to be part of the growth of Australia's co-living property sector without managing the development yourself
You value institutional-grade governance, reporting, and project delivery, not hype, not speculation
You make decisions based on data, structure, and track record, and you expect the same from your delivery partner
THIS IS NOT FOR YOU IF
You're chasing speculative, short-term property plays with no defined exit
You want operational control over the build; this model is fully managed by EME
You're shopping on price and will trade certainty for a cheaper deal
You're still in research mode and not ready to deploy capital in the next 90 days
You want promises without process, we lead with governance, not guarantees
You've Seen What Happens When Developers Can't Deliver
The property development market is full of operators who can raise capital but can't manage a build. The result is predictable, and painful:
This is why EME exists.
We didn't come from property marketing. We came from institutional construction: $350M+ in delivered projects for organisations like Lend Lease, Vicinity Centres, and La Trobe University.
We apply the same disciplined delivery framework to every rooming house project we touch. Because your capital deserves the same rigour as a $60M retail redevelopment.
Timelines blow out. A 12-month project becomes 24.
Budgets overrun. Your return shrinks or disappears.
Communication stops the moment your capital is committed.
There's no structured reporting, no risk management, no accountability.
You're left chasing updates instead of collecting returns.
THE EME METHOD™
How Every Project Gets Delivered
Every rooming house development we deliver for our money partners runs through the same proprietary framework. No shortcuts. No exceptions. This is how we protect your capital and hit your return targets.
E
Evaluate
Feasibility-first. We conduct rigorous site assessment, financial modelling, and demand validation. If a project doesn't meet our defined return thresholds and risk tolerances, it gets killed, before a single dollar of your capital is at risk.
M
Manage
Construction-grade project management. Builder procurement, cost control, milestone tracking, structured reporting, and risk registers, the same process used on $60M+ institutional retail and education projects.
E
Execute
Disciplined delivery with defined programs and quality gates. The result: completed, compliant, income-ready co-living assets delivered on time, on budget, and ready to generate yield from day one.
WHAT YOU GET WHEN YOU PARTNER WITH EME ROOMING HOUSES
Fixed 20% p.a. Returns
Your return is agreed upfront and paid on a defined schedule over 12 or 18 months. No performance fees. No variable distributions. You know what you're earning before you commit a dollar.
Capital Secured Against Real Property
Your funds are secured by a mortgage, caveat, or an agreed legal instrument over the rooming house asset. Feasibility-first due diligence ensures we kill bad deals before a single dollar of your capital is at risk.
Complete Capital Cycle Visibility
You know where your money is at every stage of the development. From the day your capital is deployed to the day it's returned with interest, you have full visibility into the project it's funding, without managing any part of it.
Institutional-Grade Reporting
Quarterly financial reports. Monthly milestone updates. Access to real-time project dashboards. The same governance framework used on $60M+ institutional projects, applied to your rooming house development.
Genuine Passive Income
Most partners spend less than two hours per month reviewing updates. No tenant management. No builder coordination. No council negotiations. You lend the capital. We deliver the project. You collect your return.
Three Steps to Earning 20% From Victorian Rooming House Developments.
STEP 1
COMPLETE YOUR
DISCOVERY FORM
Enter your details below to schedule a no-obligation 30-minute session with our team. We'll assess your capital profile and determine whether the Income Accelerator model fits your goals.
STEP 2
HAVE A CONVERSATION IN YOUR DISCOVERY SESSION
We'll walk you through the current rooming house project pipeline, the specific terms and security structure, and answer every question you have. No pressure. Total clarity.
STEP 3
DEPLOY YOUR CAPITAL WITH CONFIDENCE
If the fit is right, we'll present you with a specific project opportunity, complete with feasibility data, financial modelling, and legal documentation. You decide, we deliver the rooming house.
Three Steps to Earning 20% From Victorian Rooming House Developments.
STEP 1
COMPLETE YOUR
DISCOVERY FORM
Enter your details below to schedule a no-obligation 30-minute session with our team. We'll assess your capital profile and determine whether the Income Accelerator model fits your goals.
STEP 2
HAVE A CONVERSATION IN YOUR DISCOVERY SESSION
We'll walk you through the current rooming house project pipeline, the specific terms and security structure, and answer every question you have. No pressure. Total clarity.
STEP 3
DEPLOY YOUR CAPITAL WITH CONFIDENCE
If the fit is right, we'll present you with a specific project opportunity, complete with feasibility data, financial modelling, and legal documentation. You decide, we deliver the rooming house.
READY TO EARN 20% p.a.
as a Private Lender in Institutional Grade Rooming House Developments?
If you have $250K+ to deploy, want fixed above-market returns, and value governance over hype, this model was built for you. The next step is a short conversation.
GET STARTED
THERE'S A RIGHT WAY TO DO THIS. THIS IS IT
If you're deploying capital into Victorian rooming house developments, you don't get a second shot at doing it right.
With EME, you get clarity, confidence, and end-to-end execution grounded in 30+ years of doing the hard things properly.